About

Hi, I’m Shirley — the creator behind Nifty Planner Design and the blogger behind Smart Cents For Life, a cozy frugal-living and family budgeting blog.

For more than five years, I’ve been designing simple, practical budgeting spreadsheets to help families track income, bills, expenses, and debt in a clear, stress-free way. My tools originally started on Etsy, where thousands of customers have used them to take control of their finances and build more confident money routines.

Everything in this shop is designed to be easy to use, clean, and beginner-friendly — whether you're managing one paycheck or planning for the entire year. My goal is to help you feel more organized, more focused, and more in control of your money with tools that actually make budgeting simpler, not harder.

I’m so grateful you’re here, and I hope these resources support you on your financial journey.